Insurance News & Guides
Expert advice and guides on business insurance from the Moyak team.
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Gateway 2 Applications Just Surged Past 1,650: What the October Levy Rush Means for Contractors in Essex and London
The Building Safety Regulator’s Gateway 2 workload has jumped by more than 100 live cases in a single month, taking the total to 1,654 applications. That is the immediate headline from the latest Building Safety Regulator figures reported by Construction…
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Creditors Just Backed the Ardmore CVA: What It Means for Subcontractors, Group Companies and Your Construction Contractor Insurance
The Ardmore story has moved into its next stage. Creditors have backed rescue proposals designed to protect seven Byrne-controlled group companies from following the main contracting businesses into administration, while chairman Cormac Byrne prepares to pursue an appeal against the…
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The UK Data Centre Boom Is Here: What It Means for Construction Contractor Insurance in Essex, Kent and London
The UK data centre boom is no longer a future possibility. It is already creating major opportunities for contractors, sub-contractors and specialist trades across Essex, Kent, London and the wider South East. Some commentators have described the expansion as the…
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2,146 Buildings Still Waiting: The Cladding Remediation Backlog Is the Next Big Construction Workstream
The UK’s cladding remediation programme is moving into a second, much larger phase. The latest figures from the Ministry of Housing, Communities and Local Government (MHCLG), covering progress to the end of July 2026, show that 2,146 of 4,697 monitored…
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Transfer Slabs: The Next Cladding-Style Risk Every Contractor in Essex and London Needs on Their Radar
Transfer slabs are quickly becoming one of the most important emerging building-safety and professional indemnity issues for the construction sector. They are not new. In fact, they have been used widely in UK residential and mixed-use developments, particularly from the…
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Retentions Are Being Banned: What Replaces Cash Retention and How It Changes Construction Contractor Insurance
Cash retention has been part of UK construction contracting for decades. Employers and main contractors have used it as security against defective work, incomplete works and the cost of putting problems right. Contractors and subcontractors, meanwhile, have often treated it…
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Ardmore Could Cost the Bond Market £100m: What the Surety Squeeze Means for Contractors in Essex and London
The bond is no longer a formality. That is the clearest message from the latest UK surety market update published by Gallagher Specialty and reported on 27 August 2026. The market had been recovering after several years of severe construction…
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Caught in the Middle: Why Gateway Delays and Uninsurable Contract Terms Are Rewriting Construction Contractor Insurance
For contractors working across Essex, Kent and London, the Building Safety Act is no longer just a compliance issue for the legal or design team. It is changing the commercial risk of taking on work, particularly higher-risk building projects where…
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Your Main Contractor Just Went Bust: The £5m Ardmore Lesson Every Subcontractor in Essex and London Needs to Learn
When a main contractor enters administration, the immediate concern for a subcontractor is usually simple: who is going to pay my invoice? The wider consequences are more complicated. You may be left with unpaid applications, held retentions, materials on site,…
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Faster Planning, Harder Insurance: What the New Mayoral Powers Mean for Construction Contractor Insurance in Essex and London
The government’s latest planning announcement points to a faster pipeline for major developments, but the construction insurance market is moving in the opposite direction. Around 24 August 2026, the government announced that mayors across 13 combined authority areas in England…