Insurance News & Guides
Expert advice and guides on business insurance from the Moyak team.
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Euna’s 14 New PI Extensions: What Every Contractor Needs to Know About General Contractor Liability Insurance in 2026
If you have been keeping a close eye on the construction insurance market this week, you likely saw the news from Euna Underwriting. On 22 July 2026, they officially released 14 new extensions to their Professional Indemnity (PI) product for…
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JCT Insurance Clauses Explained: A Contractor’s Guide to Navigating 2026 Standards for Construction Contractor Insurance
Navigating the landscape of construction contracts has never been a simple task, but as we move through 2026, the complexity of JCT (Joint Contracts Tribunal) insurance clauses has reached a new peak. For contractors operating in Essex, Kent, and London,…
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JCT Insurance Clauses Explained: A Contractor’s Guide to Navigating 2026 Standards for Construction Contractor Insurance
Navigating the landscape of construction contracts has never been a simple task, but as we move through 2026, the complexity of JCT (Joint Contracts Tribunal) insurance clauses has reached a new peak. For contractors operating in Essex, Kent, and London,…
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Crest Nicholson v Ardmore: The Landmark 2026 Ruling That Changes Everything for General Contractor Liability Insurance
For anyone involved in high-rise development or large-scale construction in Essex, London, or Kent, the legal landscape just shifted significantly. Earlier this month, the Technology and Construction Court (TCC) handed down its decision in Crest Nicholson v Ardmore [2026] EWHC…
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Unsafe Cladding Costs 56% More to Insure in 2026: What Every London Contractor Needs to Know About Their General Contractor Liability Insurance
If you have been working in the London or Essex construction sector for any length of time, you already know that the cladding crisis isn’t just a "safety issue", it is a full-blown financial one. But the latest data from…
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The £10m Verdict Problem: Why General Contractor Liability Insurance Costs Rose 22% in 2026 (And How to Fight Back)
I was sitting across from a long-term client last week: a seasoned structural contractor based out of Chelmsford: when he dropped a renewal notice on my desk that looked more like a ransom demand. His General Contractor Liability Insurance premium…
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The Future Homes and Buildings Standards: What Every Essex Contractor Needs to Know About Construction Contractor Insurance in 2027
If you’ve been working the sites across Essex, Kent, or London lately, you’ve likely heard the rumblings about the Future Homes and Buildings Standards (FHS). While the regulations were officially laid in March 2026, the real pressure starts on 24…
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7 Mistakes You’re Making with Construction Contractor Insurance (and How to Fix Them) , 2026 Market Update
If you have been keeping an eye on the insurance market lately, you will have noticed a shift. After a few years of relentless premium hikes, 2026 has finally brought us a "softer" market. For many of the contractors I…
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Why the 2026 Commercial Payments Bill Will Change the Way You Buy Business Insurance Essex
If you’ve been working in the construction industry in Essex or London for any length of time, you’ve likely grown used to the "waiting game." You finish a project, submit your invoice, and then wait 90, 120, or even 150…
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Looking For General Contractor Liability Insurance? 10 Things You Should Know About the 2026 ‘Building Liability Orders’
For years, the construction industry in places like London and Essex has relied on a very specific way of doing business. You set up a Special Purpose Vehicle (SPV) for a project, the project finishes, and eventually, that company is…