Insurance News & Guides
Expert advice and guides on business insurance from the Moyak team.
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PI Premiums Just Dropped 20%: Gallagher’s 2026 Mid-Year Report and What It Means for Your Construction Contractor Insurance
For months, the conversation around commercial insurance has carried a heavy weight. If you run a building firm or consult on major developments across Essex, Kent, or London, you have likely felt the squeeze of hardening rates, stringent underwriting guidelines,…
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Geopolitical Risk Has Overtaken Supply Chains: What Arch’s 2026 Construction Report Means for Your General Contractor Liability Insurance
If you have spent any time on construction sites or in project boardrooms across Essex, Kent, and London over the past few years, you already know that the ground beneath our feet is shifting. But even seasoned contractors might be…
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The Cyber and Supply Chain Risks Your General Contractor Liability Insurance Won’t Cover (But Should Be Part of Your Plan)
When you walk onto a busy commercial build in London, Essex, or Kent, the traditional hazards are immediately apparent: working at height, heavy plant machinery moving across uneven ground, scaffolding stability, and unpredictable weather. As a general contractor, protecting your…
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The 2026 Skills Shortage Is Driving Up Your Construction Contractor Insurance Costs : Here’s What to Do About It
If you are running a construction firm or working as a general contractor in the UK right now, you already know the reality on the ground. Finding reliable bricklayers, experienced site managers, and skilled mechanical and electrical operatives isn’t just…
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No Hiding Places: The Hidden PI Risk Every Contractor Carries in 2026 (and Why Your General Contractor Liability Insurance Might Not Cover It)
If you talk to anyone working on the commercial side of the UK construction sector right now, a recurring theme dominates the conversation: the lines between building and designing have become dangerously blurred. As noted recently by Alfie Richardson, Underwriting…
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Chubb Just Launched a UK Construction Practice: What It Means for Your General Contractor Liability Insurance
Over the past few months, I have been tracking a fascinating shift in the UK commercial insurance market, particularly across the construction sector. If you have been following our recent industry updates, you will know we started this three-part series…
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Pen Underwriting Just Expanded Its Construction Casualty Team: What It Means for Contractors in Essex, Kent & London
Yesterday, I looked at DUAL UK’s capacity expansion and what it signals for major infrastructure players. But the insurance market never sits still for long. Just yesterday (27 July 2026), Pen Underwriting announced a major regional expansion of its specialist…
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Good News for Contractors: DUAL UK Just Added More Construction Insurance Capacity : Here’s What It Means for Your Premiums
For anyone who has been trying to place Construction Contractor Insurance in the mid-market over the last few years, you’ll know it hasn't exactly been a walk in the park. Between the fallout from the Building Safety Act and a…
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Is Underinsurance Bad? 5 Reasons Your Business Insurance Might Not Pay Out
I have seen it happen more times than I care to count. A business owner in Essex or London calls me after a fire or a flood, thinking they are protected because they have been paying their premiums like clockwork…
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Euna’s 14 New PI Extensions: What Every Contractor Needs to Know About General Contractor Liability Insurance in 2026
If you have been keeping a close eye on the construction insurance market this week, you likely saw the news from Euna Underwriting. On 22 July 2026, they officially released 14 new extensions to their Professional Indemnity (PI) product for…