Insurance News & Guides
Expert advice and guides on business insurance from the Moyak team.
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The Ultimate Guide to the Building Safety Act 2026: Everything Contractors Need to Succeed
As we move through 2026, the landscape for construction in the UK has shifted fundamentally. I remember talking to contractors a few years back who thought the Building Safety Act (BSA) was just another layer of red tape that would…
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7 Mistakes You’re Making with Construction Contractor Insurance (And How to Fix Them)
I’ve spent a lot of time talking to contractors across Essex, Kent, and London, and there is one thing I see time and time again: a deep-seated frustration with insurance. Most construction business owners I speak with view insurance as…
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Scaling Your Construction Business in Essex: The Insurance Pitfalls to Avoid
Scaling a construction business in Essex is a significant achievement. It means you’ve moved past the initial struggle of finding work and are now managing bigger teams, more complex projects, and larger budgets. Whether you are moving from residential extensions…
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Is Your Business Insurance ‘City-Proof’? Why Standard Policies Fail London Tradesmen
If you’re a tradesman working in London, you already know the capital is its own beast. Between the Congestion Charge, the ULEZ, and trying to find a parking spot that doesn’t cost more than the job is worth, it’s a…
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Are You Making These 5 Common Business Insurance Mistakes When Hiring Subcontractors in Essex?
If you have been running a trade or construction business in Essex for a while, you know that the landscape has shifted significantly over the last couple of years. As we move through 2026, the complexity of managing a team,…
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Construction Contractor Insurance Secrets Revealed: What Experts Don’t Want You to Know About Lowering Your 2026 Premium
I’ve spent enough time in the insurance industry to see how the “sausage is made,” so to speak. When you’re looking for Construction Contractor Insurance in 2026, you’re likely hearing the same old story: “Costs are up, inflation is hitting…
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10 Reasons Your Business Insurance in Essex Isn’t Working (And How to Avoid the Underinsurance Trap)
If you are running a construction or trade business in Essex, you probably think your insurance is a safety net. You pay your premiums, you get your certificates, and you move on with the job. But in my experience, many…
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Construction Contractor Insurance Secrets Revealed: What Experts Don’t Want You to Know About Lowering Your 2026 Premium
I’ve spent enough time in the insurance industry to see how the “sausage is made,” so to speak. When you’re looking for Construction Contractor Insurance in 2026, you’re likely hearing the same old story: “Costs are up, inflation is hitting…
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The Cleaning Business Trap: Why Your Standard Liability Insurance is Just a Mop for a Flood
If you run a cleaning business in London or Essex, I can almost guarantee you’ve said this to a potential client: “Don’t worry, we’re fully insured.” It’s a line that builds trust. It’s a line that wins contracts. But here’s…
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Confessions of a Broker: Why Your London Construction Insurance is a “Ticking Time Bomb”
I’ve spent most of my career in the insurance world, and if there is one thing I can tell you for certain in 2026, it’s this: many construction contractors in London and Essex are walking around with policies that are…