Insurance News & Guides
Expert advice and guides on business insurance from the Moyak team.
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Britain’s Clean Energy Building Boom: 5 Insurance Gaps Facing Contractors on Solar and Battery Storage Projects
Britain’s clean-energy construction pipeline is creating new work for general contractors, groundworks firms and mechanical and electrical contractors across Essex, Kent and London. Utility-scale solar farms, rooftop photovoltaic systems and battery energy storage systems are no longer specialist projects carried…
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ÂŁ14bn Lost to Rogue Builders: 5 Insurance Realities Behind the Push for Mandatory Builder Licensing
A reported ÂŁ14.3bn has been lost to rogue builders in the UK over the past five years, according to research from the Federation of Master Builders. That is not simply a consumer rights story. It is also an insurance and…
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Acrisure Takes Over BIBA’s Latent Defects Scheme: 5 Structural Warranty Realities Behind the Hardest Market in Construction
The British Insurance Brokers’ Association has appointed Acrisure UK as the new provider of its latent defects insurance scheme, replacing GBW. The announcement on 7 October 2026 is significant because it comes at a difficult point for structural warranty insurance,…
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Silicosis in Months, Not Decades: 5 Employers’ Liability Realities Behind HSE’s Silica Crackdown
The Health and Safety Executive’s crackdown on engineered stone has moved silica dust from a specialist health and safety issue into a clear employers’ liability concern for fabricators, installers, main contractors and refurbishment businesses. In May 2026, HSE published its…
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72 Contractors Insolvent in Three Days: 5 Insurance Questions to Ask Before Your Next Client or Subcontractor Goes Bust
The construction market is sending a fairly clear warning to contractors across Essex, Kent and London. Between 1 and 3 October 2026, The London Gazette recorded insolvency activity involving 72 construction companies, including 59 liquidations and 39 winding-up orders. The…
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Retrofit Is Booming: 5 Insurance Gaps Facing Contractors Doing PAS 2035 Work in Essex, Kent and London
Retrofit is becoming a serious income stream for contractors across Essex, Kent and London. General builders, roofing contractors, insulation installers, heating engineers, window companies and specialist energy-efficiency trades are all finding opportunities through ECO4, the legacy of the Great British…
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ÂŁ15,000 Against a Six-Figure Loss: What the Rettendon Blast Teaches Essex Firms About Business Insurance Claims
The aftermath of the Rettendon explosion is becoming a serious lesson in how business insurance claims work in practice. It is not only a story about fire damage, business interruption or the cost of replacing equipment. It is also about…
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ÂŁ8.7m for Rubber-Stamping a Contractor’s Payments: 5 Lessons the Avison Young Ruling Holds for General Contractor Liability Insurance
The fresh report of Coventry & Warwickshire Development Partnership LLP v Avison Young (UK) Ltd [2026] EWHC 2319 (TCC) should make every project manager, quantity surveyor and contractor involved in major works stop and review how payment certifications are handled.…
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Two Staircases From Today: The 30 September 2026 Rule, Gateway 2 and What It Means for Construction Contractor Insurance
As of today, 30 September 2026, the amended Approved Document B guidance takes effect in England for new residential buildings where the top storey is 18 metres or more above ground level. These buildings must be served by more than…
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Two Staircases From Today: The 30 September 2026 Rule, Gateway 2 and What It Means for Construction Contractor Insurance
As of today, 30 September 2026, the amended Approved Document B guidance takes effect in England for new residential buildings where the top storey is 18 metres or more above ground level. These buildings must be served by more than…