Insurance News & Guides
Expert advice and guides on business insurance from the Moyak team.
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Combined Commercial Insurance vs Individual Policies: Which Is Better For Your Growing Business?
As a business grows, so does the complexity of its risks. I have sat across the desk from many business owners in Essex who started out with a single, simple policy but now find themselves juggling four or five different…
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7 Mistakes You’re Making with Cleaning Business Insurance (and How to Fix Them)
Running a cleaning business in 2026 isn’t just about getting the right shine on a window or ensuring a commercial office in Dartford is spotless before the Monday morning rush. Whether you are a solo operative or managing a growing…
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Combined Commercial Insurance: 10 Things Essex Business Owners Wish They’d Known Sooner
Last updated: March 3, 2026 It’s March now, the business year is properly in full swing, and the “we’ll sort it after New Year” list has either been tackled or it’s quietly turned into a permanent feature. In that mix,…
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Does Takeaway Insurance Really Matter in 2026?
It is Monday, the 2nd of March 2026, and if you walk down any high street from Romford to Richmond, one thing is abundantly clear: the way we eat has changed permanently. A few years ago, industry analysts predicted that…
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Estate Agent Insurance: Why Every Property Professional Needs the Right Cover
Running an estate agency or a lettings business in today’s market is a high-wire act. You are balancing the expectations of demanding sellers, the anxieties of first-time buyers, and the complex legal requirements of property law. Whether you are based…
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Combined Commercial Insurance: 10 Things Essex Business Owners Wish They’d Known Sooner
I speak with dozens of business owners across Essex and Kent every month, and there’s a pattern I’ve noticed: the same questions come up again and again. More importantly, the same regrets surface when claims happen or renewal time arrives.…
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Covid – 19 and The Insurance Broker Client Relationship
 As many insurance underwriters are declining business interruption claims notified as a result of the corona virus. this could cause a strain on broker client relationship as well as tarnish the reputation of the insurance industry as a whole.…